Summer Vacation Plans for Adults

9 Beach Vacation Ideas for Grown-Ups

When it comes to go on your beach vacation, it can
be very hard to pick a destination.  There are many
places you can go, whether you want to explore the
beaches of Hawaii or just play golf in Georgia.
Below, you’ll find 9 ideas to help you decide on
where to go for your vacation.

1.  Mexican Resort
You can choose to put your frequent flier miles to
good use and take a beach vacation on the Gulf
of Mexico .  Here, you can relax on the beach, swim in
the ocean, play golf, and even indulge in one of
the many innovative spa treatments.

Desire Peal Resort & Spa Riviera Maya
is ideally located on a stretch of secluded, powder-like
sandy beach, at the edge of the picturesque fishing village
of Puerto Morelos. This clothing optional venue,
the Desire Pearl Resort & Spa Riviera Maya
is only 20 minutes from Cancun Airport.

Experience one of Mexico’s most perfect beach resorts
and the great array of attractions that are within easy reach
of the resort such as some of the most significant Mayan
archeological sites, the vast network of underground rivers,
over 100 “cenotes” (sacred pools of clear, calm water) cave diving,
scuba diving and snorkeling on Great Mayan Reef and deep sea fishing.

Hawaii enjoys
some of the best weather in the world – making it
a great choice for your beach vacation.

2.  Golf and Beach in Georgia
Popular among the East Coast, the Cloister at Sea
Island in Georgia offers you 54 holes of championship
golf, sandy beaches, and a wide array of things for
you to do.

3.  Oahu beach vacation
At the Kahala Mandarin Oriental you can expect to be
pampered like never before.  You can visit the spa,
take scuba diving classes, or choose to swim it up
with the dolphins.  The resort is conveniently
located 15 minutes away from Honolulu and Waikiki

4.  Virgin Islands vacation
At this vacation destination you can enjoy blue
waters and sandy beaches.  The Ritz Carlton, and
St. Thomas resorts offer you the best of luxury
hotels during your beach vacation in the Virgin

5.  Half Moon Bay California
Located just 30 minutes by car away from San
Francisco, the Ritz Carlton Half Moon Bay is a
quick beach vacation away from the normal busy life
of the city.

6.  Luxury Beach Resort of Bermuda
Two hours away by flight from New York City,
Bermuda is a quick and ideal vacation away from the
East Coast.  Ariel Sands offers you 47 guest rooms
with gourmet food and breathtaking views.

7.  Romance and seclusion in Jamaica
With unique rooms and splendid views of the
Caribbean, gourmet cuisine and amazing beaches,
The Caves resort in Jamaica helps to set the beach
vacation mood like never before.

8.  Lakeside Resort Georgia
Near Atlanta Georgia, the Lake Lanier Islands offers
a golf course for golf lovers and a waterpark with
several water rides, slides, and water attractions
the entire family will enjoy.

9.  Family fun in Hawaii
The Kona Village Resort in Hawaii offers you
several vacation activities that include snorkeling,
kayaking, sailing, volleyball, tennis, fishing,
scuba diving, and glass bottom boat tours.

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Sell Your Home Now for Maximum Price

Now is the time to be on the market

Are you thinking about homes for sale? You may be in luck. Although the price of a house in the past few years may have been disappointingly low when you want to sell, it is becoming more of a seller’s market once again. More and more homes are being sold for reasonable–and even exceptional–prices, much to the delight of sellers who have homes for sale but don’t want to let them go for low prices. In March, 2013, data from showed that more than 146 different housing markets which monitored their sales saw an increase in the price of a house over the past few years. On top of this wonderful news, there is more evidence indicating that even banks are easing up on their requirements for loans–something which many buyers look to when they want to purchase a new house.

Of course, selling your home is about so much more than simply getting your money’s worth for your house.  It’s about new houses! And with new houses come new opportunities and new locations! Although it is becoming a better market for sellers, there are still plenty of new houses with high-end features in great locations that you can purchase for reasonable prices. You could use this opportunity to purchase a larger home, a better home—a home in a nicer or more preferred school district!

If you are considering homes for sale, then you may also be considering renovation. Should you renovate? Will it really affect the price of a house? There are many basic homes being sold for reasonable prices on today’s housing market—and there are homes with renovated functions being sold for reasonable prices as well! There are two main questions to ask yourself when you are deciding whether or not to renovate your home. The first is this: Is there anything in my home that needs remodeling? For example, you’ll have a much easier time selling a home with central air conditioning than one without—so an upgrade like that would be something to definitely look into if you are selling your home. The second is: What kind of return will I be getting on this renovation? Certain renovations, like bathroom renovations, have a much smaller return when compared to renovations like additional bedrooms or spaces, especially those in areas like the attic or basement which many new homeowners will not want to touch themselves.

If you are unsure about selling your home, there is another option: market reports. Market reports will give you useful information about what kind of homes are selling in your area: what features and amenities they have, what they are being listed for, what they are selling for, and other information that will help you make an informed decision about selling your home. There are many companies who even offer free online market reports, something that you shouldn’t pass up if you are in the mind to sell your home.

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Keller-Williams Atlanta Midtown Announces Free Information Only Home Buyer Seminar February 9, 2013

Contact Information
Jonathan McGovern
Keller-Williams Atlanta Midtown
1420 Peachtree Street Suite 100
Atlanta Georgia, 30309
(855) 285-7322 x141

Guaranteed No-Selling / No Stress Home Buyer Opportunity to Learn to Buy Atlanta Real Estate in a comfortable lecture setting. Bring all of your questions for the round table session when attendees will be able to address all issues and concerns about purchasing a home.

Home buyers need current market information, and Realtor assistance to purchase a home. The problem is that an encounter with a real estate agent can turn into a very stressful endeavor. This seminar was created to as a solution to the high pressure sales tactics that discourage some buyers and sellers from interacting with real estate agents. This seminar is for your education. No Pressure Tactics / No Selling at the event.

Get prepared to purchase your first or next home. This class will guide you through all of the steps needed to purchase a home.

A Few questions that wil be answered include,
How is my credit compared to other buyers?
How much do I need for a down-payment?
How much can I afford to pay each month?
How do I get help without pressure?

We will have a special address to credit matters, types of loans currently available, and new home buyer assistance programs with Special Guest Presenter Angela Morton of Silverton Mortgage. Angela is a mortgage banker with over 20 years experience in home mortgage lending, personal credit development, and real estate investing. She is a wealth of knowledge and she will be presenting a market update at the seminar and leading the round table discussion to close out the event. So please bring all of your questions, worries and fears; you will be glad that you did.

Prior to Home Purchase Angela Morton advises her Six Steps to Improve Your FICO Scores Now

1. Stop applying for new credit. Recent inquires damage your credit score.
2. Always make a monthly payment. Skipping payments is creates a series of credit problems.
3. Reduce the amount owed on each credit card to less than 40% of the available credit limit.
4. Keep all credit lines open. Closing cards removes much of the history that makes up the credit score.
5. Pay more than the minimum payment required.
6. Get a pre-paid debit card and remove the credit card from your wallet or purse.

Be sure to ask Angela Morton how you may obtain your personal credit profile with scores and an evaluation of your financial qualifications for FREE.

The Guarantees: First, there will be NO SELLING / NO PRESSURE at the event. Second, you will leave confident on knowing how to purchase a home in Georgia. Third, it is FREE, everything including parking is FREE. I we break any guarantee, you get a special parting gift.

To Register for the next workshop Click Here, right NOW.

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Attend the “Build an Apartment Empire” Seminar FREE. Get Rental Income, Tax Savings!

Atlanta Rental Property

Multifamily Rental Income Is Stable and Predictable

What does it take to successfully invest in real estate rentals? How will you build a “Strong” management team? When is a good time to start investing in real estate? We will learn the basics of apartment investing in Atlanta GA. This is the first of a multi-part series that will begin with your investing goals and progress through building a team of professionals to keep the ownership and management process from becoming overwhelming. Come join us as we learn from local experts how to become an expert real estate investor.

Learn How to Finance Your First Properties with Mortgage Consultant Angela Morton of Silverton Mortgage. Discover your Best Funding Sources from a Financing Veteran.


Even Better News for Apartment Owners and Investors.
Industry speculators have observed more people opting for rent, even though the rent is extremely high. Besides, affordable options are not safe. Many have resorted to shared premise, owing to the difficult y with locating a premise and getting it approved. Only a few weeks or months back, renting was given warm welcome with numerous benefits and perks. But now, it is the opposite! Also, the construction industry is witnessing a sea of changes. Single family homes are no longer the trend. Now, multifamily apartments will be gaining about 90% this year end. Many are put in waiting list when checking for a premise. This has increased the number of apartments and multi-storied residential premises. By 2015, there is an estimated increase in the number of residential units, though there might be enough takers. For those who are looking to invest, this might be just about the right time to invest.
Sign Up Today!

Atlanta Rental Property

Apartment Investments Maintain Value During Tough Times

Atlanta Apartment Investment

Cash Flow Investment Apartment in a Great Area

Posted in Apartment Investments, Marketing, Value Investing | Leave a comment

Flipping Houses – Profitable Home Ventures 101


House Flipping Secrets ~ Dos and Don’ts

Author Jonathan McGovern

Money won’t create success, the freedom to make it will.
Nelson Mandela


Flipping Houses - Distressed Atlanta Home

Distressed Multifamily Home for Sale in Atlanta GA

You could be an amateur considering Flipping Houses, or a person who is well versed with it! Reading this article could give you useful tips and hints. After all, we can’t know everything in life! House Flipping is considered very lucrative and many want to venture into it and gain profits. However, as much as it is lucrative, it is tricky and without prudence, can push a person downhill.

Money: To start with, anything to do with real estate, involves money. The money we are talking about is huge and is the greatest barrier to the new real estate investor. Without considerable resources such as savings, or returns from other investments the new investor must find creative ways to fund early real estate ventures.

Rework: Besides, this money is not going to give immediate profits. A property is purchased, and then a suitable buyer is to be found and then, sold for profit. If the property needs maintenance, or renovation, or even repairs, then that’s to be done before selling. This involves further money and time.

Matching Selling Cost with Buying Cost and Expenses: There are many who think they can buy a house on finance and then, flip it. If that’s the case, financing comes with interest rate. So the property acquired, should make up for it.

Time Involved: Any property is not just bought and sold off, right away. Besides buying and doing anything else that’s needed, there’s something called holding costs. This could the tax that one has to pay yearly, etc. The property is to be held until prices rise, or a suitable buyer is found and then, sold for profit. This profit should include any repairs or renovations done, interest if applicable, holding costs if any, etc. Do not believe home improvement television programs that always report a large profit but never account for the cost of holding a property during the repair and selling period.

So, if a house is good when it is bought and does not involve any further investments, it is OK. But when repairs are involved, getting professional help to fix it is going to be costly. One can almost never buy a property in a location where all properties sell for 1 M, buy it for around the same cost and then sell it for a higher cost! Only rarely, can one find great deals where a 1M worth property, will come up for ½ M and can be sold for 1.5M. That’s really rare.

Here are few tips to make it work:

FLIP: How to Find, Fix, and Sell Houses for Profit

  • Do research on the neighborhood and ensure, the property chosen, is really worth it. This means, not only should be the property be suitable, it should also be profitable.
  • Don’t plan to spend more than what you can probably make! Determine the best selling price for a property, and ensure the buying price, expenses and other costs involved stay well within that limit.
  • Remember – The goal to acquire the property and flip it for a profit, within a reasonable timeframe. So, set realistic goals and achieve them, when renovation or other tasks are involved.
  • Interior is as important, as is the exterior. Without looks, none will enter the property. Only with right interiors and furnishing, will they step in further and determine if the property is suitable. It’s a package that should be complimenting each other and comprehensive, without any voids.
  • Spend where you have to and cut down where you have to! Don’t spend too much on costly furnishing, especially when you are working on a low budget area. You can probably not redeem those expenses!

You’re new venture may appear easy at first glance. Thinking it is easier than it really is a common mistake, but don’t be afraid! Do you research and learn along the way. Every market is unpredictable and involves risks. Do the math right and get your probability right, to ensure you don’t burn your fingers. Without the right knowledge, you might end up on the wrong side of the market. When you combine your skills, with money and play well, your profits can go soaring!

Posted in High Yield Transactions, Real Estate Development, Value Investing | Leave a comment

“Clear Objectives Prevent Lost Profit!” said the Motley Flipper

Controlling Costs during a Flip

Author Jonathan McGovern

We all know that Real Estate Investment success is directly proportionate to one’s skill in money management. If this is your first tryst with real estate flipping, this is even more important and you really need to understand, how much cost is involved and how it can really blow out of proportion in no time. Yes, you can plan well and start with undertaking the work involved in the chosen property for flipping, but, the budget planning will never be the same, once work is started.

Let us assume your first property chosen for flipping is a house. There are several aspects that you must consider, especially when it is a house. We purchase properties that would be profitable with flipping, though to make the property attractive for buyers, here are a few things you must check and repair if needed:

  • Are the doors and windows locking properly?
  • Are security measures in place and working?
  • Is the house clean and tidy, in and around?
  • Are there any visible signs of pests including roaches, wasps, spiders, termites (furniture), etc.?
  • Is the roof intact without any leakage or damage?
  • Is the drainage system perfect?
  • How about the flooring and structural in the premise? Are they intact?
  • Should there be any wooden interiors or furnishing, are they in good condition?
  • Is the plumbing system well done and without any leakages or faults?
  • If the house is a fully furnished one, are the cooktops, furnaces and other amenities working properly?
  • Are there any leaks, or damages in structural, or plumbing lines, or anywhere else?
  • If cabinets are done for the kitchen and storage spaces and drawers laid in for other rooms, are they all intact and smooth? Is anything missing or broken?
  • Are carpets, countertops and everything else in the house intact and usable?

Most buyers don’t really want to spend on buying and then on repairs. When you are trying to flip, it is important you check such aspects and ensure, they are taken care of, should there be any issue. Now that you have an idea on what all you should be checking and aspects that might require checking and additional rework, here’s how you can go about doing it.

FLIP: How to Find, Fix, and Sell Houses for Profit

First task would be to come up with a realistic budget for the entire project. This is very important to keep tab on costs and ensure you don’t overspend. In case you spend more on aspects where you have not allocated as much, try checking if there’s something you can do for it. In any other case, see where else you can cut costs and adjust the difference. Yes, costs will vary from the original budget, but should not cross the maximum limit, to ensure profits.

Next comes, managing costs. We all know using professionals can be costly. Yes, at times you might need their assistance, in any other case, do it yourself! Remember: The key to profiting with flipping is to never overspend, not even a penny, if you don’t need to!

Third is to obtain adequate permits upfront. Yes, you can do it later, though to avoid further delay and ensure you can flip once the work is over, obtain permits and other required licenses ahead.

Remember, in any real estate work, money spent is huge. You need to account for every penny that you spend, to keep a track of it. After all, you are spending to boost your profits, not forego it! Also, this will help you estimate for your next flips better, and give you an idea of cost involved for different aspects.

Remember: You can’t put up a luxurious interior for a mid-range house, situated in a mid-range premise. You need to avoid costly materials like granites and other amenities for mid-range premise, and ensure the cost – profit ratio is always considered for every move made. Study the neighborhood norm and fit your investment property to the standard for the neighborhood.

Last but not the least, you must know how much spent and where, for success in flipping, or just about any real estate venture. Spend appropriately and manage money prudently, to taste success and reap profits, while flipping a home.

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The Other Best Reason to Own Real Estate

Real Estate Depreciation ~ an Introduction

Author Jonathan McGovern

What is depreciation? Why is it important? Depreciation is a deduction percentage allowed in income tax returns, to recover the cost of property. Not all properties qualify for depreciation. The annual allowance is allowed for compensating deterioration, wear and tear and obsolescence of the property.

Almost all tangible properties like machinery, vehicles, buildings, furniture and even equipment, intangible properties like patents, computer software and copyrights, etc. are all depreciable. However, land does not qualify for depreciation, though the buildings constructed on it, can qualify.

Commercial property is eligible for 39 years of depreciation, under straight line method, where the depreciation value remains constant over the years.

Listed below, are the qualification criteria to be met for a property to qualify for depreciation:

  • The property should be owned by the taxpayer. Besides, further improvements done on the property, typically for capital improvement, can qualify for depreciation.
  • The property should be deployed for an income generating, or profit generating business, by the owner and taxpayer. If it is used for both personal and commercial purpose, only commercial areas can qualify.
  • The property should have a useful and determinable life, for over a year.

Even when all the above criteria are met, taxpayer cannot depreciate the following properties:

  • Property that was used for service, ten disposed within a year.
  • Equipment intended for capital enhancement. Otherwise, taxpayer can include the equipments, depending on the usage.
  • Term interests, not all though.

So, when does a property qualify for depreciation? Right after a property is put in for business purpose; it becomes depreciable and continues until, the entire cost if recovered by the taxpayer, or with his/her retirement.

However, the taxpayer must identify the following, to make sure the depreciation value is appropriate:

  • Depreciation Method
  • Class life of the chosen asset
  • If or not the property is listed
  • If or not the taxpayer is looking to dispose a portion of the property
  • If or not the taxpayer can avail “bonus” depreciation for the first year
  • Depreciable basis, for the property in question

The correct method for deprecation is The Modified Accelerated Cost Recovery System (MACRS). Form 4562, Depreciation and Amortization, is to be used by the taxpayer, for reporting depreciation with income tax returns. The form is divided into six different sections, with instructions for filling out, given in detail.

Logically, real estate is an investment by itself, with its value appreciating every year. However, building is eligible for depreciation, though in reality, there is no loss. Since the depreciation value is shown as expense in balance sheet, it is an added saving. That’s one of the major advantages in owning a commercial property, besides all the other advantages and benefits it has to offer.

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Quiet Community Makes Excellent Investment Choice!


Marietta: History, Culture and Little Traffic

Marietta Georgia with it’s rich history and culture is also an excellent choice for the wise investor. Nestled just 15 miles north of Atlanta, Marietta has all of the amenities of a major metropolis without the big city headaches. Marietta is home to the worlds largest defense contractor, Lockheed Martin Aeronautic, where it builds its military workhorse the C130 aircraft. Just a few miles away if the Marietta Square which hosts local and regional events. And yes, there really is a “Big Chicken” in Marietta. The façade of the local landmark features a large chicken whose beak and eyeballs are in constant motion.

Just north of Marietta is the city of Kennesaw Georgia, the home of Kennesaw State University and Kennesaw Mountain, which was the site of a famous battle during the Civil War. Further points north of Marietta is the grand splendor of the southeastern United States with lush green fields, rolling hills and beautiful mountains. With such proximity to this vast wealth of activities it is not surprising that Marietta is also a favorite location for real estate investing. Seasonally mild weather, and lots of fun things to do makes this an obvious choice.

Little City Yields Big Opportunities

Marietta Georgia has a large variety of real estate investments. Multi-family rental properties are a favorite but are often challenged by single family home rentals. Marietta like the rest of the country has not been untouched by the recent economic crisis, which has opened up rare opportunities to buy distressed properties at reduced prices. This is excellent for the wise investor with cash reserves who can buy homes for improvement to increase value and immediately resell. This process often called “home flipping” is a good procedure to grow cash reserves, but special tax structures should be in place to reduce taxes. Call me for more info on avoiding heavy taxes from your flipping activities. For the mature investor things look better still. There are several opportunities to own 400-unit apartment complexes in this wonderful city. For the big shopper, there are several large apartment properties that can be rehabbed and resold for a profit. For an REO list of large apartment complexes sign up for the Newsletter / Hotsheet on the right.

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Beautiful Marietta Home is Diamond in the Woodruff

On 1082 Woodruff Plantation Parkway in quiet Marietta, there lies a 5 bedroom 5 bathroom home that is a spectacular find. This home boasts an updated kitchen that proceeds immediately out to upper level of a 3 tier pool deck. Also adjacent to the updated kitchen in a formal dining room with seating for 12 guests for those special occasions. The sunken family room is large and inviting. A light airy library / study, together with a large bedroom and bath finish the features of the main floor of this home. Upstairs is the large laundry room that already home to a front loading washer and dryer. Three large bedrooms each with a private bathroom are situated at the top of  custom wood staircase. At the end of a long hallway lies the master suite that boasts private gas fireplace that be seen and felt from the comfort of your bed or the privacy of the sunken tub in the huge master bath. The real gem of the home is the basement. Rarely is Realtor impressed with a basement but this property deserves an honorable mention for this one. At the bottom of the stairs you first see a small but quaint office. Continuing on to the left there is a bar and a full bath. There is a marvelous great room, and Media Room, a class room, 2 storage areas and two storage areas for items that you don’t want to store in the large finished 3-car garage. Finally, a set of French doors open to the lower flag stone pool deck which makes this area an entertainers dream. Lots of room for friends and family on formal and casual occasions.

Please see this Virtual Tour


Call 877-285-7355 for your Personal Tour

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Pawn Shops Yield New Listing Business


Marketing Golden Nuggets that Have Great Impact

Author Jonathan McGovern
Pawn Shop Sign

The Sign of New Listing Business for Astute Realtors

Pawn Shops may be an effective source to get real property seller leads. This means if folks are selling their items, chances are they are not anticipating buying a home anytime soon. This may seem bad, but try milling about pawn shops or leaving behind a pile of pamphlets/flyers/business cards there. When folks are pawning their valuables because Continue reading

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